Insurance agent serving Commerce Township, MI
Commerce Township sits in the middle of Oakland County's lake country — Union Lake, Lower Straits, Proud Lake. Homes here range from cottages to full lake estates, and the insurance should reflect that spread.
Michigan no-fault auto insurance in Commerce Township
Households here often insure four or more vehicles. We compare PIP levels side by side and coordinate medical where it saves real money without leaving you exposed after an accident.
- PIP medical choice: $50,000 (Medicaid), $250,000, $500,000 or unlimited
- Coordinating PIP with qualifying health coverage
- Michigan mini-tort limit of $3,000 for vehicle damage
- Residual bodily injury (BI) and underinsured motorist limits
- Comprehensive for deer strikes, hail and winter damage
- Specialty auto and recreation vehicles
Home, lake estate and farm coverage
Lakefront and near-lake homes need replacement cost that accounts for difficult site access, plus water backup and service line coverage older neighborhoods frequently lack.
Pole barns, guest cottages, and short-term rental use all change your liability picture — we ask about them up front instead of after a claim.
Neighborhoods and areas we serve
- Union Lake
- Lower Straits Lake
- Proud Lake
- Commerce Village
- Wise Road area
ZIP codes: 48382, 48390
Free coverage review for Commerce Township households
Send us your current declarations page and we’ll tell you plainly what’s missing, what’s duplicated, and what it would cost with Farm Bureau — usually within one business day.