Insurance agent serving Farmington Hills, MI
Farmington Hills is one of Oakland County's largest cities, with everything from 1960s ranches to newer executive homes. Two neighbors on the same street can need very different limits.
Michigan no-fault auto insurance in Farmington Hills
Michigan no-fault reform gave drivers a real choice on personal injury protection. We show Farmington Hills clients what each PIP level costs, what it covers after a serious crash, and where residual bodily injury limits actually matter.
- PIP medical choice: $50,000 (Medicaid), $250,000, $500,000 or unlimited
- Coordinating PIP with qualifying health coverage
- Michigan mini-tort limit of $3,000 for vehicle damage
- Residual bodily injury (BI) and underinsured motorist limits
- Comprehensive for deer strikes, hail and winter damage
- Specialty auto and recreation vehicles
Home, lake estate and farm coverage
Higher home values here mean personal liability limits of $100,000 are rarely enough. A personal umbrella over auto and home is usually inexpensive relative to what it protects.
We also review scheduled jewelry, art, and home-office equipment, which standard policies sublimit far lower than most people expect.
Neighborhoods and areas we serve
- Ramblewood
- Kendallwood
- Copper Creek
- Twelve Mile corridor
- Halsted Road area
ZIP codes: 48331, 48334, 48335, 48336
Free coverage review for Farmington Hills households
Send us your current declarations page and we’ll tell you plainly what’s missing, what’s duplicated, and what it would cost with Farm Bureau — usually within one business day.